Cyber is us.
Cyber
prevention
is a must
Prevention
Benefit from our experience
Professional
insurance from the
cyber security experts
Insurance
360° Protection
We manage
cyber claims
Claims management

TRUSTWORTHY & EXPERIENCED

Cyber is us.

We look after companies and private households in all cyber-risk issues. From prevention to claims, we are there for you. We only do cyber, and therefore better than anybody else.

Cyber is us.

Prevention

Cyber criminals are attacking digital systems of businesses and private households with the goal of stealing or manipulating sensitive data. They are primarily focused on illegally generated financial gains to the detriment of the victim, but sometimes the intention is only pure destruction. The loss of critical data, means of payment, disabled IT systems, reputational damage, as well as claims for damages by third parties are all classic consequences of such attacks. You can’t completely eliminate these risks through preventive measures, but you can significantly reduce them.

Identify Risks
Take Action
Insure Remaining Risks
  • Identify Risks

    Prevention begins with the identification and assessment of risks. Only those who know which IT systems are in use in the company, which software is on these devices and how it is kept up-to-date, which data is handled in the company, can take appropriate technical protection measures and define the appropriate rules.

    Further potential targets of attack must be understood and evaluated, such as means of payment and accounts, as well as the online presence of the company and individual persons.

    From the resulting risk assessment, necessary technical and organizational measures must be decided on and implemented.

  • Take Action

    There are two main categories of cyber protection measures: technical and organizational. There are standards and guidelines that help define suitable measures, such as the BSI standard (IT-Basic Protection) or the standard ISO / IEC 27001.

    Technical Measures

    There is a considerable range of conceivable suitable technical measures. These include pure physical protection of devices against unauthorized access, installing protective software and systems, and using data encryption and backup copies that are kept separate from the main system.

    Protection software and systems may include firewalls and packet filters, malware protection, and two-factor authentication.

    Organizational Measures

    As for many other areas of life, especially for cyber, the human factor plays a crucial role. A large number of loss profiles show that even with complex technical protection standards, human behavior is again and again a decisive factor in a successful attack on IT systems. That's why it's imperative that a company set rules for accountability and how to handle IT systems.

    Rules alone do not solve the problem -  It is necessary that employees be regularly trained and supervised.

  • Insure Remaining Risks

    Understanding cyber risks and taking appropriate action is one side of the coin, and insuring the remaining risks is the other. The probability of cyber damage can be reduced by technical and organizational measures, but it can’t be eliminated. The remaining risks are covered by cyber insurance, which helps to remedy most damages that occur and is responsible for financial consequences.

    The frequency of serious cyber incidents is significantly increasing; so therefore is the importance of cyber insurance. Cyber is a very young insurance line of business, to which there is generally little experience and only a small number of specialists. However, we at COGITANDA have been dealing with cyber over many years and we are focusing on nothing else.

Identify Risks

Prevention begins with the identification and assessment of risks. Only those who know which IT systems are in use in the company, which software is on these devices and how it is kept up-to-date, which data is handled in the company, can take appropriate technical protection measures and define the appropriate rules.

Further potential targets of attack must be understood and evaluated, such as means of payment and accounts, as well as the online presence of the company and individual persons.

From the resulting risk assessment, necessary technical and organizational measures must be decided on and implemented.

Take Action

There are two main categories of cyber protection measures: technical and organizational. There are standards and guidelines that help define suitable measures, such as the BSI standard (IT-Basic Protection) or the standard ISO / IEC 27001.

Technical Measures

There is a considerable range of conceivable suitable technical measures. These include pure physical protection of devices against unauthorized access, installing protective software and systems, and using data encryption and backup copies that are kept separate from the main system.

Protection software and systems may include firewalls and packet filters, malware protection, and two-factor authentication.

Organizational Measures

As for many other areas of life, especially for cyber, the human factor plays a crucial role. A large number of loss profiles show that even with complex technical protection standards, human behavior is again and again a decisive factor in a successful attack on IT systems. That's why it's imperative that a company set rules for accountability and how to handle IT systems.

Rules alone do not solve the problem -  It is necessary that employees be regularly trained and supervised.

Insure Remaining Risks

Understanding cyber risks and taking appropriate action is one side of the coin, and insuring the remaining risks is the other. The probability of cyber damage can be reduced by technical and organizational measures, but it can’t be eliminated. The remaining risks are covered by cyber insurance, which helps to remedy most damages that occur and is responsible for financial consequences.

The frequency of serious cyber incidents is significantly increasing; so therefore is the importance of cyber insurance. Cyber is a very young insurance line of business, to which there is generally little experience and only a small number of specialists. However, we at COGITANDA have been dealing with cyber over many years and we are focusing on nothing else.

INSURANCE

Well protected against cyber risks

Set up to deal with cyber risks. Prevention - Insurance - Claims. Benefit from our decades of experience in the insurance industry and our know-how in cyber security. The benefit: The insurance from COGITANDA is comprehensive, see for yourself.

 

Identity Theft and Reputational Damage

Protect yourself from the consequences of cyber fraud, mobbing or blackmail. Damage caused by ransomware is part of the coverage. Also, we can insure breach of trust and reputational damage.

Means of payment and Accounts

Almost a classic: a preferred target of cyber attacks are means of payment, credit cards, and accounts. Our specialists handle all necessary aspects with the relevant institutions and compensate for incurred financial losses.

Hardware, Software, Data

All data processing equipment needs effective technical protection. Nevertheless, devices remain vulnerable and sensitive data can be stolen or destroyed. Such risks are part of our cyber insurance offerings.

Business Interruption and Loss of Income

If a loss of revenue occurs as a result of a cyber-incident shutdown, Cyber Business Interruption Insurance comes into play. Essentially, this involves covering lost operating profits as well as the cost of ongoing operating costs.

 

For private households, there is a similar cover component that covers income losses if an insured person can no longer earn the usual income, for example through a reputational damage.

Third Party Liability and Data Privacy Incidents

Third party liability insurance is standard for companies and private households. Cyber incidents also endanger one's own financial situation through third party liability claims. Consequently, covering such claims is part of our complete cyber insurance coverage.

 

PROMPT & PROFESSIONAL

Claims Services at its best.



Help 24/7

Report your claim to us via telephone or online. Our experts are here for you. Use our 24-hour claims hotline at 0800-1817-237 (Germany).

Claims Management

Together, we manage your cyber claims and cover financial consequences.

Improve Prevention

Experiences provide intelligence. Now is the time to learn and improve prevention methods. In the meantime, your company or household is already up and running again.

This is how COGITANDA® helps


Tailored Insurance Coverage

We are a group of companies that focuses on managing and insuring cyber risks. Cyber insurance is closely linked to risk prevention and professional claims handling. A tailor-made insurance protection is always a top priority for our team.

Experienced Specialists

Our team consists of experts from all relevant disciplines. This includes experienced insurance professionals as well as IT specialists.

Our claims staff are supported by external specialists, such as forensic experts or law firms.

TRUSTWORTHY & EXPERIENCED

Cyber security, made by COGITANDA®




Cyber Protection

Tailored insurance protection and professional claims processing

Qualified & Experienced

Decades of know-how in the insurance industry

360° Security

Perfectly set-up to handle cyber risks. Prevention – Insurance – Claims


ALWAYS WELL TAKEN CARE

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What does the name COGITANDA® stand for? "COGITANDA" is not a concocted term, it comes from Latin.
We translate this gerundivum of the word "cogitare" with: "The things one should think about."